When renting a car, one of the most common questions is: “What happens if something goes wrong?” That’s where insurance or damage protection comes in. But not all protection options are the same — and at BooknRide, we’ve taken a different, more customer-friendly approach.
The Traditional Way: Third-Party Insurance
If you’ve rented through big international brokers before, you’ve likely encountered this setup:
- The broker sells you a third-party excess waiver (insurance that covers your deductible).
- The supplier (car rental company) still blocks a deposit on your card, usually between €500–€1500.
- If there’s damage, the supplier keeps part or all of your deposit.
- You then have to file a claim with the third-party insurer to get reimbursed.
This process can be slow and stressful — especially during travel.
The BooknRide Way: Direct Insurance from the Supplier
At BooknRide, we do things differently — and more transparently.
We offer insurance directly from the local supplier. This means:
- ✅ No deposit is required when picking up the vehicle.
- ✅ If there is damage, you don’t pay anything extra — no filing claims, no waiting.
- ✅ The supplier handles it internally — you simply walk away.
This model removes all the complexity, paperwork, and uncertainty travelers usually face.
Why is it Slightly More Expensive?
Yes, our protection option is usually around 20% more expensive than third-party excess insurance. But here’s what you get in return:
- True peace of mind.
- No credit card holds.
- No complicated claim process.
- Instant resolution in case of incidents.
It’s a premium experience — and many of our travelers say it’s well worth the small extra cost for the simplicity and convenience it brings.
